Frequently Asked Questions
Answers to the questions we hear most often from independent professionals evaluating Sōzō Kōbō for managing variable income. If you don't find what you're looking for here, reach out through our contact channels.
What exactly does Sōzō Kōbō do?
Sōzō Kōbō provides data intelligence and predictive modelling tools designed for people with irregular or variable income streams — freelancers, contractors, and independent professionals. We help you understand income patterns, plan around fluctuations, and make more informed financial decisions based on your own historical data.
Who is Sōzō Kōbō built for?
Our platform is aimed at self-employed individuals and small business owners whose income doesn't arrive in predictable, fixed amounts. This includes freelancers, consultants, gig workers, and anyone who needs a clearer picture of cash flow across uneven earning cycles.
Do I need financial or technical expertise to use it?
No. The tools are designed to present information in a straightforward, visual format. You don't need a background in finance or data analysis to interpret the insights we surface — though if you're comfortable digging deeper, more detailed views are available.
How is my data used?
Your data is used to generate the personalised insights and projections you see within the platform. We do not sell personal data to third parties. For full detail on collection, storage, and usage, please refer to our Privacy Policy.
Is Sōzō Kōbō a bank or a lender?
No. Sōzō Kōbō is not a bank, lender, or financial institution. We do not hold funds, issue credit, or process payments. Our platform is a data and planning tool intended to support your own financial decision-making.
How accurate are the projections?
Projections are based on patterns identified in the data you provide and general modelling assumptions. They are intended as planning aids, not guarantees. Actual outcomes will vary, and we encourage you to treat projections as one input among several when making decisions.
Can I connect multiple income sources?
Yes, the platform is built to accommodate multiple, varied income streams so that projections reflect your full financial picture rather than a single source in isolation.
Is there a free trial or entry-level plan?
Plan details, including any trial or entry-level options, are outlined during sign-up. We recommend reviewing the current offering on our onboarding page before committing to a plan.
What happens if I stop using the platform?
You can pause or discontinue use at any time. Details on account closure and what happens to stored data upon cancellation are covered in our Terms of Service.
Can I export my data or reports?
The platform supports exporting your own data and generated reports so you retain access to your information independent of the tool itself.
Is my information kept secure?
We take reasonable measures to protect data within the platform. Specific security practices and safeguards are described in our Privacy Policy, which we encourage you to read in full.
How do I get help if I have a question that isn't answered here?
If your question isn't covered above, you can reach out through the contact options listed in our footer, and we'll do our best to point you in the right direction.